Kim was raised in St. Louis, Missouri. She graduated from Texas Tech University with an honors degree in accounting and membership in the Beta Alpha Psi honor society.
Kim began her financial career in public accounting and founded Full Circle Financial when she recognized the need to provide a truly independent and comprehensive approach to financial planning and wealth management.
Because of her extensive background in accounting and taxation, Kim is uniquely qualified to guide clients in all areas of their financial life so that decisions are based on a holistic view of each client's situation.
In addition to her CPA license, Kim holds the Personal Financial Specialist (PFS) certification, awarded by the AICPA, and has attained the Accredited Investment Fiduciary® (AIF®) certification through the Center for Fiduciary Studies.
Kim and her husband, Andy Bernadett, are very happy to be part of the Nevada County community and feel it was the best place in the world to raise their combined five children. Kim enjoys giving back to the community and has served in various board positions for:
- Grass Valley/Nevada County Chamber of Commerce
- Adult Day Services Center
- Northern California Lawyer Access
- Gold Country Estate Planning Council
- Music in the Mountains
- Sierra Nevada Memorial Hospital Foundation
In their free time, she and Andy can often be seen pedaling their tandem bike around town in search of ice cream.